/* Insurance Guide - simple, fast, mobile-friendly blog styles. No external images. */
* { box-sizing: border-box; }
body {
  margin: 0;
  font-family: Georgia, "Times New Roman", serif;
  line-height: 1.7;
  color: #222;
  background: #f7f7f5;
}
a { color: #0b5cab; }
a:hover { text-decoration: none; }
.site-header {
  background: #0f2a44;
  color: #fff;
  padding: 18px 20px;
}
.site-header .wrap {
  max-width: 1100px;
  margin: 0 auto;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
}
.site-header .brand {
  color: #fff;
  text-decoration: none;
  font-size: 26px;
  font-weight: bold;
  font-family: Arial, Helvetica, sans-serif;
}
.site-header .tagline { font-size: 14px; color: #cfe0f0; margin: 0; }
.main-nav a {
  color: #fff;
  text-decoration: none;
  margin-left: 16px;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 15px;
}
.main-nav a:hover { text-decoration: underline; }
.wrap { max-width: 1100px; margin: 0 auto; padding: 0 20px; }
.layout {
  display: grid;
  grid-template-columns: 2fr 1fr;
  gap: 28px;
  padding: 28px 0 40px;
}
@media (max-width: 800px) {
  .layout { grid-template-columns: 1fr; }
}
.card {
  background: #fff;
  border: 1px solid #e2e2de;
  border-radius: 6px;
  padding: 24px;
  margin-bottom: 20px;
}
.card h2 { margin-top: 0; font-family: Arial, Helvetica, sans-serif; }
.card h2 a { text-decoration: none; color: #0f2a44; }
.card h2 a:hover { text-decoration: underline; }
.post-meta { color: #666; font-size: 14px; }
article h1 {
  font-family: Arial, Helvetica, sans-serif;
  color: #0f2a44;
  line-height: 1.3;
}
article h2 {
  font-family: Arial, Helvetica, sans-serif;
  color: #0f2a44;
  margin-top: 28px;
}
.ad-slot {
  border: 2px dashed #b9c4ce;
  background: #eef3f7;
  color: #5a6b7a;
  text-align: center;
  padding: 28px 12px;
  margin: 22px 0;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 14px;
  border-radius: 6px;
}
.disclaimer {
  background: #fff8e6;
  border-left: 4px solid #d9a400;
  padding: 14px 18px;
  margin-top: 28px;
  font-size: 15px;
}
.sidebar h3 { font-family: Arial, Helvetica, sans-serif; color: #0f2a44; }
.sidebar ul { padding-left: 18px; }
.site-footer {
  background: #0f2a44;
  color: #cfe0f0;
  padding: 22px 20px;
  font-size: 14px;
  font-family: Arial, Helvetica, sans-serif;
}
.site-footer a { color: #fff; }
.hero {
  background: #fff;
  border: 1px solid #e2e2de;
  border-radius: 6px;
  padding: 28px;
  margin-top: 28px;
}
.hero h1 { font-family: Arial, Helvetica, sans-serif; color: #0f2a44; margin-top: 0; }
.btn {
  display: inline-block;
  background: #0b5cab;
  color: #fff !important;
  text-decoration: none;
  padding: 8px 16px;
  border-radius: 4px;
  font-family: Arial, Helvetica, sans-serif;
}